General Disclaimer Statement

Important notice

No guarantees of outcome or financial result

Consultations are context-based and independent; past outcomes do not assure future performance.

Our website and services provide analytical commentary and general financial guidance through consultation and review only. No regulated financial advice, product recommendation, or guarantee of result is made or implied. Decisions remain the responsibility of each user.

General notice

All content at quoraviel.com is for informational purposes. It is not legal, investment, accounting, or professional advice. Independent judgment and consultation with appropriate professionals is recommended before acting on any insight provided here.

Limitations of liability

Our liability is limited to the scope permitted by Australian law.

We are not responsible for financial losses or decisions made based on our recommendations or site content.
No warranty or assurance is provided regarding the completeness or reliability of information.
Site interruptions, inaccuracies, or delays are not our responsibility.
Third-party service links and resources are used at your discretion.

Accuracy of information

We strive to ensure accuracy, yet due to the analytical and context-driven nature of our services, content may not be current or universally applicable. Always verify details via direct consultation as final decisions rest with users.

All material is subject to verification and interpretation.

Not professional or financial advice

Our service is not licensed investment advice. No regulated product, class of product, or returns are recommended. Use insights as part of your wider considerations only.

External site links

Links to other resources or professional sites are provided for convenience and do not represent an endorsement or review. External content remains under the responsibility of its owners.

Results and performance disclaimer

Results will differ based on individual context and circumstances. Past performance is not a predictor of future outcome.

Variation in outcomes

We provide information to encourage responsible, informed choices. Final results are unique to each client and not assured.

Financial content limitations

This site does not provide or promote specific financial products or management services. All consultations are context-specific and not regulated investment advice.

No ETFS, direct investment products, or market tools are promoted.
We do not offer personal finance management, debt planning, or cash flow mapping.
Our guidance is limited to analytical discussion and independent review.

Governing Jurisdiction

This Disclaimer is governed by and construed under Australian law.

Any use of the website constitutes acceptance of jurisdiction in Australian courts.

Australian regulations govern all rights and responsibilities.

Users outside Australia must follow their country’s legal requirements.

Indemnification

You agree to indemnify quoraviel.com for claims arising from your use of the website or reliance on site content.

Severability

If any provision is found invalid, the rest remain in effect.

Changes

We reserve the right to update our Disclaimer as necessary. Continued use signals acceptance of the revised version.

Contact us

Send questions regarding this Disclaimer to our privacy team through our contact page.

Email address: content@quoraviel.com

Phone: +61-3-0226-7368

Postal address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: From November 5, 2025

Last updated: November 5, 2025